With the launch of new payment platforms through the Internet and mobile devices, it is now easier for users to carry out their transactions from their mobile phone, eliminating the need to carry cash. Despite this, it is always advisable to take security measures to avoid any inconvenience or unpleasant situation. Here we share some safety tips when making mobile payments.
Don't use public WiFi
If you are going to enter your credit card information, either manually or by swiping, you should never use public wireless networks since you never know who is on these networks. The possibility that someone is receiving your financial information is greater.
Don't store passwords on your phone
Unless you use a really strong encryption algorithm, it is best not to store passwords on your phone as any cybercriminal can get hold of this information and use it for their own benefit.
Use strong passwords
Speaking precisely of passwords, they must be easy enough to remember and complex enough for criminals to guess. Therefore, passwords should not have any relation to you or any aspect of your life. It is also highly recommended to use a password to protect the phone, especially when making financial transfers or making payments from the mobile.
Use only official apps
It means that you only have to download and install applications for mobile payments from the official application stores such as the Google Play Store or the App Store. If you download apps from other unofficial sources, you run the risk of exposing your financial information to unscrupulous people.
Examine the payment terminal
Finally, do not forget to carefully check the payment terminal that you are going to use for your money transfers from your mobile. You don't have to be an expert to know if something is wrong with these devices; If the device is altered or there is some other item around it, do not use that terminal as it could be a device designed to steal data transmitted through NFC.