Amazon customers in Spain now have an option to split the payment for your purchases Thanks to Zinia, Banco Santander's consumer financing platform. Available for amounts between €60 and €3.000, it allows you to select terms ranging from 4 to 40 months depending on each order.
The incorporation of this method is activated gradually from the 29 September 2025 and can be used both on the website and in the Amazon.es app, with registration completed in a matter of minutes.
How installment payments work with Zinia on Amazon.es
At the end of the purchase, the user will be able to choose Zinia as a payment method and enter their Spanish DNI or NIE along with a Credit or debit card, or an account number to direct debit the charges.
The evaluation and granting are carried out in a short time and are approved for each specific purchase; does not imply opening a permanent credit line, which helps keep expenses under control.
The process is done intuitively within Amazon.es and has the Santander Group experience in consumer financing to provide security and clarity in the conditions.
Availability, exclusions and deployment
The option of payment postponed It applies to much of the catalog from Amazon.es and is accessible from both the web and the mobile app for customers residing in Spain.
Excluded from this modality are: supermarket items, out-of-stock products, Amazon gift cards, and certain digital content such as music, videos, Kindle books, apps, or game downloads.
The service will be progressively deployed among Amazon customers in Spain, a gradual deployment which will allow the option to be activated in phases over the coming weeks.
Context: Zinia and Santander's strategy
Zinia is the consumer finance platform of Santander Consumer Finance, launched in 2022 with the aim of simplifying purchasing and facilitating payment in installments in stores and services.
Before arriving in Spain, Zinia was already operating in Germany and Austria, where it also collaborates with Amazon and other partners, as part of the group's international expansion plan.
The company notes that this agreement reinforces the expansion of its platform and seeks to offer financing solutions. flexible and secure alongside top-tier partners. For its part, Amazon Spain emphasizes that incorporating Zinia helps offer more payment options to its customers with a simple process.
Key conditions and reminders
Before completing a purchase with financing, it is advisable to keep in mind some basic conditions from service.
- Financing amount: between 60 and 3.000 euros.
- Available terms: 4 to 40 months, chosen by the client.
- Requirements: Spanish DNI or NIE and payment method (card or bank account).
- Modality: financing assigned to each order, without a permanent line of credit.
- Exclusions: supermarket, out-of-stock products, gift vouchers, and certain digital content.
Any subsequent management (fee query, payment methods or documentation) can be done easily from the mobile app and web from Amazon.es. For more details, you can visit the official Amazon website: amazon.es.
With this alliance, Amazon and Banco Santander Options for postponing purchases in Spain are expanding across a wide variety of products, maintaining a straightforward application process, clear terms, and support within the platform itself.
